Shares
Savings Type
Regular Share
Interest Rate
Dividend Pays
Annually
0.2% (minimum balance of $5)
Checking
Annually
Christmas Club
0.15% (minimum balance of $1,000)
0.3%
Annually
Budget Accounts
0.2%
Annually
Loans
Auto Loans
Length
Base Interest Rate
New/Used
New/Used
New/Used
72 Months
60 Months
84 Months
2.75 % OAC
3.00 % OAC
3.75 % OAC
ATV/Recreational Loans
Length
Base Interest Rate
New/Used
48 Months
4.25% OAC
Signature Loans
Length
Base Interest Rate
New/Used
36 Months
10.5% OAC
Share Secured Loans
Length
Fixed Interest Rate
Dependent
2.5%
Loan secured by shares
Mortgages
Length
Interest Rate
Home Mortgage
Home Mortgage
96 Months
120 Months
2.75% Fixed
3.00% Fixed
Give us a call with any questions. Interest rate dependent on credit score and debt to income. LCRCU only loans 75% of the value on Rebuilt/Restored titles. Click here to apply today.