Shares 

Savings Type

Regular Share

Interest Rate

Dividend Pays

Annually

0.2% (minimum balance of $5)

Checking

Annually

Christmas Club

0.15% (minimum balance of $1,000)

0.3%

Annually

Budget Accounts

0.2%

Annually

 Loans 

Auto Loans

Length

Base Interest Rate 

New/Used 

New/Used

New/Used

72 Months

60 Months

84 Months

2.75 % OAC

3.00 % OAC

3.75 % OAC

ATV/Recreational Loans

Length

Base Interest Rate 

New/Used

48 Months

4.25% OAC

Signature Loans

Length

Base Interest Rate 

New/Used

36 Months

10.5% OAC

Share Secured Loans

Length

Fixed Interest Rate

Dependent

2.5%

Loan secured by shares

Mortgages

Length

Interest Rate 

Home Mortgage

Home Mortgage

96 Months

120 Months

2.75% Fixed

3.00% Fixed

Give us a call with any questions. Interest rate dependent on credit score and debt to income. LCRCU only loans 75% of  the value on Rebuilt/Restored titles. Click here to apply today.